Look At All ALDIE HOMES FOR SALE

Brought to you by Tina Collazo, of Collazo Realty Group at Keller Williams Realty, http://www.CollazoRealtyGroup.KWRealty.com

If you want to see all Aldie homes available for sale, you have come to the right place!! Click below for Full Description, Price, Large Pictures, Google Map, Etc.

How To Buy A Foreclosure

You may be attracted to the big bargains that foreclosures and pre-foreclosures can offer. But distressed properties can involve tricky, lengthy transactions, and there’s a lot to think about before jumping in.

Make sure you get a good value: Before you make an offer on a foreclosure or short sale property, you need to carefully review a list of comparable sales prices in the area, the number of nearby foreclosures, local school districts, and close-by amenities. Contact me to obtain comparables.

Watch the condition: Foreclosed homes are often sold as-is, but it is imperative that you get a home inspection done prior so you know the cost estimates of any repairs needed. Contact me for a list of inspectors that can assist you with this.

Look for special financing: The Department of Housing and Urban Development offers some options. Contact me to discuss which Virginia Lender can offer additional information on loans for foreclosure proeprties.

Contact me to schedule a private consultation to discuss how I can assist you with buying a foreclosure property.  If you are thinking of buying or selling a home in Northern Virginia, I would love to help you, contact me (800)576-3280 and let me help you achieve your real estate goals!

2 bedroom home for sale in Reston

Brought to you by Tina Collazo.  Come join us to visit our Open House this Saturday, January 21, from 11-1.  Great 3 level townhome, contemporary and comfortable and will WOW you as soon as you enter.

2188 Cartwright Place Reston, VA 20191 Contemporary Comfortable 3 Level Townhome

Price : $300,000 Bedrooms : 2 Bathrooms : 2.5 Square Foot : 1,257 County : Fairfax Property Type : Condo or Townhouse Year Built : 1974 MLS Number : FX7754103 click for more information and pictures   Property Description **Open House** Saturday, January 21, from 11-1 Schedule your private showing to see this comfortable and contemporary 3 level townhome, being sold as a traditional sale, NOT a short sale and NOT a bank owned property. This home has 2 spacious bedrooms plus a den, 2 full baths plus 1 half bath. This home also includes a finished, walkout basement and recreation room providing plenty of space for all. There is ample storage closets and the home has been lovingly maintained and will WOW you as soon as you enter. Additionally there is a wood and pavered deck to enjoy the outdoors. This home offers privacy and cozy landscaping and is located in a quiet and friendly neighborhood. Be sure to add to your must see list. Immediate response to your offer.   Features List • Traditional Sale • 3 Level Home • Finished Basement • Recreation Room • Wood & Pavered D • Privacy Yard

Equal Housing Opportunity.

Contemporary & Comfortable 3 Level Townhome

Brought to you by Tina Collazo

2188 Cartwright Place Reston, VA 20191 Contemporary Comfortable 3 Level Townhome

Price : $300,000 Bedrooms : 2 Bathrooms : 2.5 Square Foot : 1,257 County : Fairfax Property Type : Condo or Townhouse Year Built : 1974 MLS Number : FX7754103 click for more information and pictures   Property Description Schedule your private showing to see this comfortable and contemporary 3 level townhome, being sold as a traditional sale, NOT a short sale and NOT a bank owned property. This home has 2 spacious bedrooms plus a den, 2 full baths plus 1 half bath. This home also includes a finished, walkout basement and recreation room providing plenty of space for all. There is ample storage closets and the home has been lovingly maintained and will WOW you as soon as you enter. Additionally there is a wood and pavered deck to enjoy the outdoors. This home offers privacy and cozy landscaping and is located in a quiet and friendly neighborhood. Be sure to add to your must see list. Immediate response to your offer.   Features List • Traditional Sale • 3 Level Home • Finished Basement • Recreation Room • Wood & Pavered D • Privacy Yard

Equal Housing Opportunity.

4 steps to buy again after foreclosure

Brought to you by Tina Collazo, Collazo Realty Group, http://www.CollazoRealtyGroup.KWRealty.com

Homeowners facing foreclosure seem to be desperate to buy again.

Frequently, after losing their home to foreclosure, many are ready to get back into the market, quick-like.

Many don't want to miss out on today's bargain housing prices or interest rates. Many say they're ready to pay top dollar for their next home, and pay an additional premium if they are forced to rely on lease-to-own, seller financing, or a hard-money mortgage.  Many don't want to miss out on the opportunity to build equity in a home instead of paying rent, or cite the tax advantages of homeownership as the piece they particularly want to retain.

Here's Tina's advice to many:  Slow down! Most legitimate loan programs now impose a three-year-plus waiting period after a borrower loses a home to foreclosure, even if they would otherwise qualify for a mortgage based on their credit score, income and assets.

Here are 4 suggestions for how you can wisely use that waiting period to recover from a foreclosure -- these steps also do double duty in terms of setting you up for success and sustainability the next time you buy a home.

1. Feel the pain.

Getting through the grief of your losing your home is an essential first step to truly moving forward. Inherent in grief is an acknowledgement that something is dead and over. The acceptance of that finality is what allows you to move forward and learn the lessons that such experiences can teach.

As long as you're stuck in the emotional protestations of how unfair it was that you lost your home, or spinning in a place of outrage about the Wall Street bailouts, you're probably not making emotional progress to the point where you can begin to learn from your experience.

2. Metabolize the loss.

Henry Cloud, bestselling author of "Necessary Endings: The Employees, Businesses, and Relationships That All of Us Have to Give Up in Order to Move Forward" (Harper Business, 2011), recommends that we treat our painful past experiences as our bodies do food, metabolizing them by taking away the lessons we can distill from them that will fuel our future decisions, and leaving behind the pain and other toxic wastes from the experience.

Individuals and couples should take time out to acknowledge what has happened, and distill and discuss mistakes that were made and insights you've gained so that you can avoid repeating them in the future.

3. Avoid rebound home purchases.

If you rush in too quickly to the next home purchase, chances are good you'll miss the lesson and get nothing for the tuition. Trying to replace our losses on the rebound, be it after a breakup or after a foreclosure, is how people end up repeating their mistakes. Making new, unsustainable mortgage commitments and chronically overspending or over borrowing is no different from your friend who keeps repeating the same old dysfunctional relationship patterns, year after year.

4. Heal your finances.

Devote some real time to working on your finances, without worrying about buying another home. Get your debt paid down or off. Change your spending habits and your overall relationship with money. Get your taxes current and paid. Save some money. Create the habit of paying every bill on time every time. Eliminate unnecessary monthly expenses. Work the programs in "365 Days to Organized Finances or Financial Recovery," or some similar book, or both. Focus for awhile on your career development.

Contact me  to schedule a private consultation see how this directly affects you. If you are thinking of buying or selling a home in Northern Virginia, I would love to help you, contact me (800)576-3280 and let me help you achieve your real estate goals!

4 bedroom home for sale in Hamilton

Brought to you by Collazo Realty Group
 

New Price For This 4 Bedroom, 4 Bath Estate Home On 3 Acres!!

39267 Karlino Court Hamilton, VA 20158 New Price For This 4/4 Estate Home on 3 Acres

Price : $540,000 Bedrooms : 4 Bathrooms : 4 Square Foot : 4,500 Lot Size : 130,680 Community : Hamilton Station County : Loudoun Property Type : Detached Year Built : 2006 MLS Number : LO7612930 click for more information and pictures   Property Description NEW PRICE! Lovely brick front 4 bedroom, 3.5 bath estate home in Hamilton Station Estates. Come home to the privacy of 3 acres after a long day of work in the city.Host your football party in the beautiful gourmet kitchen. Enjoy time with your kids during the day while you play soccer and football, and have fun at night playing flashlight tag without disturbing the neighbors. This home is perfect for entertaining with plenty of driveway to park and a spacious floorplan. It's large kitchen allows for ample countertop space to cook and serve meals while entertaining guests in the family or dining room. You can even relax and enjoy a cup of coffee in the morning while reading a book in the sunroom. The master suite has a huge sitting room and a very spacious master bedroom area perfect for a king and queen. There's no need to fuss over who gets what closet because they are both very large to accomodate to the wealth of clothes that belong to both of you. At the end of the day you can enjoy a relaxing bubble bath in the soaking tub and create your own spa-like experience. This is a short sale and is APPROVED at $629K. The sale of the home is subject to 3rd party approval and the property is Sold As-Is. We have a professional negotiator. Call 1-800-576-3280, ext. 6603 today for more information! Features List • Gourmet Kitchen • Central Vacuum • MBR Sitting Room • Granite Countertops • Front Loading Washer • Walk-in Closets • Hardwood Floors • Front Loading Dryer • Princess Suite • Sunroom • 3 Acre Lot • Fireplace • Breakfast Area • Well Water • 3 Car Garage • Morning Room • Septic System • Humidifier • Family Room • First Floor Study • Walkup Basement

Equal Housing Opportunity.

Approved Short Sale & Ready To Close

Brought to you by Collazo Realty Group; http://www.CollazoRealtyGroup.KWRealty.com 
 

11540 Hearthstone Court Reston, VA 20191 Spacious end unit townhouse

Price : $330,000 Bedrooms : 4 Bathrooms : 4 Square Foot : 1,551 Lot Size : 2,613 County : Fairfax Property Type : Condo or Townhouse Year Built : 1972 MLS Number : FX7555644 click for more information and pictures   Property Description NEW PRICE!! Approved Short Sale! No short sale approval wait time, this one has been approved (October, 2011) and is ready to close. Spacious end unit townhouse that needs some TLC. Bring your imagination, with some loving attention, this property can be restored & earn you a fantastic deal! 3 level home, walkout basement, hardwoods on main level. 4 bedrooms upstairs, living room with fireplace, and recreation room on lower level. Quick closing available. For more information call 1-800-576-3280 ext 6203 or Text "129765" to 79564

Equal Housing Opportunity.

Approved Short Sale Ready To Close!!

New Price For 4 Bedroom Home On 3 Acres!!

 Brought to you by Collazo Realty Group; http://www.CollazoRealtyGroup.KWRealty.com

39267 Karlino Court Hamilton, VA 20158 4 Bed 4 Bath Short Sale Estate Home on 3 Acres

Price : $597,500 Bedrooms : 4 Bathrooms : 4 Square Foot : 4,500 Lot Size : 130,680 Community : Hamilton Station County : Loudoun Property Type : Detached Year Built : 2006 MLS Number : LO7612930 click for more information and pictures   Property Description Lovely brick front 4 bedroom, 3.5 bath estate home in Hamilton Station Estates. Come home to the privacy of 3 acres after a long day of work in the city.Host your football party in the beautiful gourmet kitchen. Enjoy time with your kids during the day while you play soccer and football, and have fun at night playing flashlight tag without disturbing the neighbors. This home is perfect for entertaining with plenty of driveway to park and a spacious floorplan. It's large kitchen allows for ample countertop space to cook and serve meals while entertaining guests in the family or dining room. You can even relax and enjoy a cup of coffee in the morning while reading a book in the sunroom. The master suite has a huge sitting room and a very spacious master bedroom area perfect for a king and queen. There's no need to fuss over who gets what closet because they are both very large to accomodate to the wealth of clothes that belong to both of you. At the end of the day you can enjoy a relaxing bubble bath in the soaking tub and create your own spa-like experience. This is a short sale and is APPROVED at $629K. The sale of the home is subject to 3rd party approval and the property is Sold As-Is. We have a professional negotiator. Call 1-800-576-3280, ext. 6603 today for more information! Features List • Gourmet Kitchen • Central Vacuum • MBR Sitting Room • Granite Countertops • Front Loading Washer • Walk-in Closets • Hardwood Floors • Front Loading Dryer • Princess Suite • Sunroom • 3 Acre Lot • Fireplace • Breakfast Area • Well Water • 3 Car Garage • Morning Room • Septic System • Humidifier • Family Room • First Floor Study • Walkup Basement

Equal Housing Opportunity.

Move In Ready Townhome! New Price

Is Your Home Winter Proof?

• Check the weather stripping along your door and door frame to ensure there are no gaps that can let cold air seep into your home. Also, you may want to add weather stripping or caulk to your windows to prevent any drafts and wasting energy.
• Sweep out those chimneys. The National Fire Protection Association advises home owners to sweep out the chimney at least once a year to help prevent house fires.
• Service those furnaces at least once a year too. It’ll cost about $100 and can help avoid costly repairs later or a malfunction of carbon monoxide pumping into the home, which can be deadly.
• Prevent frozen pipes, such as by using heating tape to wrap any exposed pipes on the home’s exterior and turning off the water as well as draining any water remaining inside the valves.

As read in the Daily Real Estate News:

Contact me to schedule a private consultation see how this directly affects you.

If you are thinking of buying or selling a home in Northern Virginia, I would love to help you, contact me 800-576-3280 and let me help you achieve your real estate goals!

Mortgage Rates Continue To Hold Steady

• 30-year fixed-rate mortgages: averaged 4.10 percent, with an average 0.8 point, which is down from last week’s 4.11 percent average. A year ago at this time, 30-year fixed-rate mortgages averaged 4.23 percent.
• 15-year fixed-rate mortgages: averaged 3.38 percent, with an average 0.7 point, which is the same average as last week. Last year at this time, 15-year fixed-rate mortgages averaged 3.66 percent.

Contact me to schedule a private consultation and to put you in touch with a local lender so you can discuss how this affects your home buying process.

If you are thinking of buying or selling a home in Northern Virginia, I would love to help you, contact me 800-576-3280 and let me help you achieve your real estate goals!

5 Home Buying Myths

Brought to you by Collazo Realty Group; http://www.CollazoRealtyGroup.KWRealty.com

As read in the Daily Real Estate News:

Have a question about buying a home? Don't assume another myth, contact me to schedule a private consultation to discuss your "myths" and questions!

If you are thinking of buying or selling a home in Northern Virginia, I would love to help you, contact me 800-576-3280 and let me help you achieve your real estate goals!

Brokers Open TODAY 11540 Hearthstone Court

Come hear Tina's exclusive interview with Industry professionals about short sales

• How do you handle ridiculous counter offers from short sale lenders?
• How do you help your clients successfully market and close on their short sale property?
• What kind financing is available to renovate a short sale fixer upper?
• What kind of issues should your buyers be concerned about during home inspection?
• What does a home warranty cover when you purchase a distressed property?

   

   Tina talks real estate with industry professionals

Big Savings for Buyers - Rates Reach New Record-Lows

Brought to you by Collazo Realty Group; http://www.CollazoRealtyGroup.KWRealty.com

As read in Realtor Magazine: For the second straight week, mortgage rates reached another milestone, with 30-year and 15-year fixed-rate mortgages hitting record lows again. 

Here’s a closer look at rates for the week ending Sept. 15.

• 30-year fixed-rate mortgages: averaged 4.09 percent this week, down from last week’s previous record of 4.12 percent. Last year at this time, 30-year rates averaged 4.37 percent.
• 15-year fixed-rate mortgages: averaged 3.30 percent, dropping from last week’s record low of 3.33 percent. Last year at this time, 15-year rates averaged 3.82 percent.

Contact me to schedule a private consultation see how this directly affects you. If you are thinking of buying or selling a home in Northern Virginia, I would love to help you, contact me (800)576-3280 and let me help you achieve your real estate goals!

5 Bright Spots In Real Estate Recession

Not all real estate news is doom and gloom.  Read on to see the 5 bright spots in real estate recession, as seen on Inman News:

The real estate market meltdown was much more severe and has lasted much longer than even the most bearish housing market observer would ever have predicted.

Yet, there are some very shiny silver linings to this whole mess. 

People now buy for the long term. Buyers know they'd better be prepared to stay put for somewhere between seven and 10 years (shorter in strong local markets, longer in foreclosure hot spots) before they buy if they want to break even. And this is causing them to take mortgages they can afford over time, and make smarter, longer-term choices about the homes they buy.

Dysfunctional properties are being weeded out and creatively reused. Municipalities are demolishing blighted and decrepit properties in dead neighborhoods en masse, intentionally shrinking their cities to match their shrinking populations. These efforts are also eliminating breeding grounds for crime, and focusing resources on the neighborhoods that have a better chance of surviving and thriving in the long term.

In the so-called "slumburbias" of central California, Nevada and Arizona, McMansions are being repurposed into affordable housing for groups of seniors, artist communities and group homes.

American housing stock is getting an energy-efficient upgrade. Instead of selling and moving on up, homeowners are improving the homes they now plan to stay in for a long(er) haul. And this generation of remodeling is focused less on granite and stainless steel, and more on lowering the costs of "operating" the home and taking advantage of tax credits for installing energy-efficient doors, windows, water heaters and more. And while the first-time homebuyer tax credit is a thing of the past, the homeowner tax credits for energy-optimizing upgrades are in effect until the end of this year.

People are making more responsible mortgage decisions, and building financial good habits in the process. Buyers are buying far below the maximum purchase prices for which they are approved. They are reading their loan disclosures and documents before they sign them. And, thanks to the stingy mortgage market, they are spending months, even years, in the planning and preparation phases before they buy: paying down their debt; saving up for a down payment (and a cash cushion, so that a job loss wouldn't be disastrous); being responsible and sparing in their use of credit to optimize their FICO scores; and creating strong financial habits in one fell swoop.

Our feelings about debt and equity have been reformed. Americans no longer use their homes like ATM machines, to pull out cash, pay off their credit cards and then start the whole overspending cycle over again. Many can't, because their homes are upside down and cannot be refinanced in any event -- much less to pull cash out.

Others have been reality-checked by the recession, and are dealing with their non-mortgage debt the old fashioned way: by ceasing the pattern of spending more than they make, and applying the self-discipline it takes to pay their bills off.

To read the full article please visit http://lowes.inman.com/newsletter/2011/09/14/news/152230

Contact me to schedule a private consultation see how this directly affects you. If you are thinking of buying or selling a home in Northern Virginia, I would love to help you, contact me 1-800-576-3280 and let me help you achieve your real estate goals!

4 Bedroom Home For Sale In Reston

Sought After Neighborhood!

Plenty Of Room To Grow!! 4500 Sq. Ft In Hamilton