Chris McBrearty's Blog


Tuesday, February 7th, 2012

Beach, cottage, vacation rental Oceanside, CA

Beach, Cottage, Vacation Rental Oceanside, CA

Beach, Cottage, Vacation RentalPlease contact Realtor/Agent Cassie Cassis @ 760-815-8111 or cassiecassis@gmail.com

Oceanside is San Diego County's hidden ocean front gem where the waves are great, the water inviting and the local flair unique, tasty and fun. With large expansive sandy beaches, one of San Diego's longest piers, gorgeous harbor and expansive beach front boardwalk you simply can not go wrong planning your Beach, Cottage, Vacation Rental here.

The beach from board walk is MILES long pass from the Oceanside Harbor Jetty, under the pier all the way to Carlsbad passing amazingly beautiful homes with many stopping opportunities for a beach front snack or just a great view of the waves.

Now you can enjoy every square inch of this form the little known tucked away Beach, Cottage, Vacation Rental on Mira Mar Place.

This little salt box boasts all the sultry flair of a Cape Cod mini mansion yet sleeps 12+++ comfortably and has parking for up to 4 compact cars plus two street parking permits.

This is a a family style Beach, Cottage, Vacation rental just waiting for your extended family to get away and enjoy the beach front lifestyle. Plan your next corporate retreat right here in your own Beach, Cottage, Vacation Rental!

Beach, Cottage, Vacation RentalThe Del Mar Race Track is minutes from this location. Travel a few more minutes for the crazy nightlife of down town San Diego. Within a very short distance you could enjoy Legoland, Sea World or the world famous San Diego Wild Animal Park.

If its just a sleepy week on the beach you want or a fantastic weekend enjoying the Chargers or Padres then plan a trip in your own romantic Beach, Cottage, Vacation Rental and stay steps from the sand! Easy trolley access just a short walk from this sand front gem.

You can not physically get any closer to the sand. We measure this as 83 kid steps (6 year old) to the sand at a whopping 30 seconds from the front door.

What's really nice is there is a row of homes on the board walk this Beach, Cottage, Vacation Rental is set back from providing incredible privacy and retreat from the every day beach environment.

Whatever it is you seek be it a week or month of amazing beach, cottage, vacation Rental tranquility or a weekend ChargersBeach, Cottage, Vacation Rental or Padres package or a couple days at the races, fishing adventure, hiking, biking, theme parks or whatever, let us know and we can point you in the right direction.

From a Beach, Cottage, Vacation Rental is where a world of family fun and never to forget memories will begin.

I mean seriously, people write movie scripts about the type of perfect beach time fun you will have in our Beach, Cottage, vacation Rental.

Beach, Cottage, Vacation Rental Oceanside, CA

Beach, Cottage, Vacation RentalCheck out this back yard! Private BBQ, nice sized yard with pets being welcomed. At the right you can see the view from the front.

You get the view, the private yard, the parking for 4 cars and sleeping for up to 12 comfortably. Pets are welcomed for responsible pet owners wishing to holiday with their favorite pets.

Kids are welcome as this is an amazing children's playground with giant sandy beaches, amazing surf and plenty of outdoor adventure to be be enjoyed.

 

Please contact Realtor/Agent Cassie Cassis @ 760-815-8111 or cassiecassis@gmail.com

HHave you ever been to this area of Down town Oceanside, CA on the shimmering Pacific Ocean during the summer? 4th of July?! WOW! This is a very happening scene with families, college students, bicyclers, joggers, surfers, volley ball (your Beach, Cottage, Vacation Rental is just seconds from several beach volley ball courts) and tons of other beach activities.

Saunter over to the Oceanside Harbour and take out a day rnetal on some jet skis. The comparably spacious parking offered by Beach, Cottage, Vacation Rental has ample parking and can accomodate a small boat or tandem trailer with two jet skis on it.

Create a package for you and your friends where you can enjoy a San Diego Padres game, Chargers game and the beach all in one fun week. Your stay with Beach, Cottage, Vacation Rental is going to be a time you will always recall as fun fun fun.

This is Gidgets dream casa! 916 Mira Mar Beach, Cottage, Vacation Rental is the quintessential Southern California Coast dreamy salt box that you will certainly enjoy. EXTREMELY COMFORTABEL FOR LARGE GROUPS, corporate events, two families and frinds just getting together for a poker weekend or girls week at the beach.

Mention this blogg and get a free gift certificate for two at one of our local steak houses when booking for a week! HUGE BARGAIN!

beach, cottage, vacation rentalbeach, cottage, vacation rental

beach, cottage, vacation rentalbeach, cottage, vacation rentalbeach, cottage, vacation rentalbeach, cottage, vacation rental




Posted by: Chris McBrearty at 4:41pm  

 
Monday, January 9th, 2012

Oceanside beach rental, vacation rental

Oceanside beach rental, vacation rental

Vacation HomePlease contact Realtor/Agent Cassie Cassis @ 760-815-8111 or cassiecassis@gmail.com

Very short walk to the pier

Walk to restaurants

Walk to Oceanside Harbor

Walk to trolley

Walk to shopping

Walk to Pacific Coast Highway

Sleeps 12+++

83 kid steps and 25 seconds to the sand

4+ parking spots (compact cars)

Pets welcome and kids expected

Private back yard

Right off the boardwalk

Oceanside is San Diego County's hidden ocean front gem where the waves are great, the water inviting and the local flair unique, tasty and fun. With large expansive sandy beaches, one of San Diego's longest piers, gorgeous harbor and expansive beach front boardwalk you simply can not go wrong planning your Oceanside beach rental, vacation rental here.

The beach front board walk is MILES long and passes from the Oceanside Harbor Jetty, under the pier all the way to Carlsbad passing amazingly beautiful homes with many stopping opportunities for a beach front snack or just a great view of the waves.

Now you can enjoy every square inch of this from this little known tucked away Oceanside beach rental, vacation rental on Mira Mar Place.

This little salt box boasts all the sultry flair of a Cape Cod mini mansion yet sleeps 12+++ comfortably and has parking for up to 4 compact cars plus two street parking permits.

This is a a family style Oceanside beach rental, vacation rental just waiting for your extended family to get away and enjoy the beach front lifestyle. Plan your next corporate retreat right here in your own Oceanside beach rental, vacation rental!

Vacation HomeThe Del Mar Race Track is minutes from this location. Travel a few more minutes for the crazy nightlife of down town San Diego. Within a very short distance you could enjoy Legoland, Sea World or the world famous San Diego Wild Animal Park.

If its just a sleepy week on the beach you want or a fantastic weekend enjoying the Chargers or Padres then plan a trip in your own romantic Oceanside beach rental, vacation rental and stay steps from the sand! Easy trolley access just a short walk from this sand front gem.

You can not physically get any closer to the sand. We measured this as 83 kid steps (6 year old) to the sand at a whopping 30 seconds from the front door. The Oceanside Beach access is convenient with very little traffic.

What's really nice is there is a row of homes on the board walk this Oceanside beach rental, vacation rental is set back from providing incredible privacy and retreat from the every day beach environment.

Whatever it is you seek be it a week or month of amazing Oceanside beach rental, vacation rental tranquility or a weekend ChargersVacation Home or Padres package or a couple days at the races, fishing adventure, hiking, biking, theme parks or whatever, let us know and we can point you in the right direction.

From a Oceanside beach rental, vacation rental is where a world of family fun and never to forget memories will begin.

I mean seriously, people write movie scripts about the type of perfect beach time fun you will have in our Oceanside beach rental, vacation rental.

Oceanside beach rental, vacation rental

Vacation HomeCheck out this back yard! Private BBQ, nice sized yard with pets being welcomed. At the right you can see the view from the front.

You get the view, the private yard, the parking for 4 cars and sleeping for up to 12 comfortably. Pets are welcomed for responsible pet owners wishing to holiday with their favorite pets.

Kids are welcome as this is an amazing children's playground with giant sandy beaches, amazing surf and plenty of outdoor adventure to be be enjoyed.

 

LOADS of people are seeking vacation rentals and beach front rentals every day In Oceanside, CA and North San Diego County. Look no further as this super cute 1300 square foot home is very comfortable, sleeps 12+, has great parking and a very private yard.

Laundry facilities are on site and pets are encouraged for responsible pet owners. You'll find the pricing very competitive, the location very conveniently located in walking proximity of all the action including the Oceanside Pier with its world famour Ruby's Diner.

Everything San Diego County has to offer is within easy access via public transit or short driving distance. In the winter timebeach rental, vacation rental you could enjoy a lovely beach filled day and then a romantic dinner in the local mountain community of Julian, CA where home made apple pie is abundant and the kids may even enjoy a snow day.

beach rental, vacation rentalSan Diego County is one of the few counties on the planet where you could enjoy a surf session by morning an a brisk winter hike in the Alpine summits of Mt. Palomar or Julian only a short and scenic drive away.

In one week you and your family could learn to surf, scuba dive, kayak as well as take an extended hike or mountain bike tour in the Cleveland National forest. Stop by and visit the world famous Palomar Mountain Observatory and planetarium.

Spend an afternoon in the old mining district of Julian, CA and enjoy such culinary delights as apple pie and strudel.

There are several gaming casinos nearby inluding Valley View and Pechanga. For the wine enthusiast there are several award winning wineries including Orfila Winery in the San Pasqual Valley just 30 minutes east of this Oceanside beach rental, vacation rental.

The golfer will love San Diego County and Oceanside for its dozens of options for some of the worlds most famous courses including Torrey Pines and Eagle Crest.

Better book now as reservations book several months in advance but you never know. Call now for special last minute pricing. If we've had a cancellation or a re-booking we may just have a spot open for you but you'll never know until you call and take action.

Bring the wine, the golf clubs, surfboards, suntan lotion and hiking shoes and prepare for an adventure or.....maybe just a week lounging on the sand. Either way, your special time and forever memories are waiting for you in our Oceanside beach rental, vacation rental.

 

Please contact Realtor/Agent Cassie Cassis @ 760-815-8111 or cassiecassis@gmail.com




Posted by: Chris McBrearty at 4:02pm  

 
Tuesday, October 11th, 2011

Jennifer Olayvar, Real Estate

Jennifer Olayvar, Real Estate North San Diego County

I recently received a call from one of my Realtor Partners that refers my office a large amount of business. You are all familiar with this call, it went something like this, "Chris, Jennifer Olayvar, a Real Estate sales agent for another company brought in an offer with a VA buyer that is all of a sudden having problems with the lender".

I am accustomed to receiving these calls. What was a pleasant surprise was Jennifer Olayvar, the real estate agent representing the buyer. It is not every day I get to work with someone so concerned about their clients.

Jennifer Olayvar went way above her responsibilities for these folks in making sure they qualified for a loan with my office as well as got the best interest rate and the best deal on their property.

As a real estate agent I have to say Jennifer Olayvar is one of the top ten I have worked with. Jennifer Olayvar was there every step of the way from the offer, loan disaster that she helped save the day on, home inspection, appraisal and, best of all, keeping everyone calm and in line.

You juts simply can not ask for much more than that in a real estate agent.

For anyone looking in and around the North County San Diego area I highly recommend Jennifer Olayvar, Real Estate Agent.

Thanks Jennifer Olayvar for being a great real estate professional! I wish they were all like you!




Posted by: Chris McBrearty at 7:14am  

 
Wednesday, August 10th, 2011

Do I qualify for a USDA loan? California

 

Do I qualify for a USDA loan? San Diego County, CA

The mortgage market today can be very confusing. Many people want to know, Do I qualify for a USDA loan?Do I qualify for a USDA loan?

Buying a home utilizing the USDA can be a very clever way to purchase a home with a program that allows you to put nothing down. That is correct, zip, zilch, nada, not one red cent in down payment money!!!

So how does it work? What are the restrictions? How do I qualify for a USDA loan?

Let's break this down into steps because there are many details you should be aware of. Do not worry to much though because there are many qualified professionals to help walk you through the process.

It is important to work with a very well qualified professional. It is Do I qualify for a USDA loan?recommended that you first start with a qualified Mortgage Professional because this is where the rubber meats the road in knowledge about qualifying.

The CMPS Institute is a great start. CMPS = Certified Mortgage Planning Specialist. These folks have gone the extra several miles to insure you get great service and great advice.

So how does it work?

The USDA offers what is called a loan guaranty that insures loan servicers against a certain portion of the losses in the event of a default. The USDA has certain qualifying guidelines that are quite liberal and easy to qualify for provided you want to purchase a home in the right area and fit within the thresh holds of qualifying.

What are the restrictions?

Do I qualify for a USDA loan?Sound complex? Wondering Do I qualify for a USDA loan? Relax, read on and rest easy. The basic purpose of USDA Guaranteed loans is to promote growth and stability in the rural parts of America. The program was built to encourage stable buyers to move to rural America providing economic stability in home ownership.

This means that only certain non urban areas of the country qualify. However, you might be surprised that most counties in the USA have some part of the county that qualifies for a USDA rural development loan. Here is an interactive map where you can see what areas near you qualify.

Income is an important factor when considering do I qualify for a USDA loan. Your income must be within 115% of the countyDo I qualify for a USDA loan? median income in order for you to qualify. This loan is meant to promote home ownership for the under qualified so there is an income limit.

If your income is too high for the amount of family members in your household then you would not be considered under qualified. There is an easy interactive income guide when wondering do I qualify for a USDA loan.

How do I qualify for a USDA loan?

Do I qualify for a USDA loan?Your final step to home ownership! You can make this very easy on yourself and call a qualified Mortgage Professional and have them walk you through everything above or you can follow the steps above and pre-determine you are eligible.

Once you have determined your eligibility it is now time to qualify.

In this step you contact a qualified USDA Mortgage Professional and make a formal application. The professional will be asking for certain documentation such as, but not limited to; Tax Forms and W-2's, Recent Pay stubs, Bank Statements and any necessary income or credit documentation.

Your qualified professional will compile the information and utilize an automated program to determine you are qualified. Now you are ready to go shopping or a home! Congratulations!


 


 

 




Posted by: Chris McBrearty at 10:59am  

 
Tuesday, May 31st, 2011

FHA Interest rates, San Diego, CA

FHA Rates in San DiegoWith so many different banks, brokers and lenders to work with understanding FHA Rates has become extremely important for today's home buyer.

FHA can be an ideal way to purchase a home with underwriting that is far more relaxedFHA Rates than typical loans and requiring less cash out of pocket than most loans (as little as .5% of the purchase price). How many other loan products will allow you to buy a $300K home with $1500(+-) and a low mortgage payment that is even lower than rent in some cases?

There is much to learn but one item that is important is the FHA Rates. Not all companies offer the lowest rates and not all loan officers offer the same rate within their own company! In order to insure you get the best rate for your scenario you need to look for a professional mortgage advisor. Shop for an advisor rather than shopping for a company.

Chris McBrearty, as a Certified Mortgage Planning Specialist is one such advisor that Fha interest ratesoffers excellent advice and extremely low (crazy low!!!) FHA interest rates. Chris has helped hundreds of local families achieve the purchase of their home with extremely low FHA interest rates.

Chris is also a speiclist in helping families refinance their current loans in to a new loan with low FHA interest rates.

FHA interest ratesToday, rates are lower than they have ever been. Act now and take advantage of these historically low FHA Rates in San Diego, San Diego, CA.

Your ideal loan is waiting for you right now. Stop hesitating and make that call and take advantage of these low FHA interest rates.

Call today and mention this blogg and receive a free appraisal refunded at close of escrow.




Posted by: Chris McBrearty at 2:07pm  



Chris McBrearty
NMLS #274079, CMPS

Office:858-735-3512
Mobile:858-735-3512
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AmeriFirst Financial
6370 Lusk Blvd., Suite F 209
San Diego, CA

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