I specialize in both First Time Home Buyer and Jumbo Mortgage Loans.I am a mortgage banker and loan officer in the Dallas Metroplex and my office is in McKinney Texas.You can call or text for more info at 214.934.4149 or apply online at the best company for jumbo mortgage loans.
Both the First Time Home Buyer Loan and the Jumbo Mortgage Loan are tricky products to pull off but I like the challenge. The First Time Home Buyer has never been through the tough mortgage process before and in these days of regulation and risk mitigation, the First Time Home Buyer can be overwhelmed by the amount of paperwork and documentation. That is why you need a PATIENT loan officer like Jeremy Woodson at First United Bank so that you won't become discouraged with all of the unknown. Jeremy Woodson is a First Time Home Buyer focussed lender so he was the answers and tools you need to navigate the First Time Home Buyer Loan Process. The First Time Home Buyer market represents a lot of business and this is why Jeremy focusses on First Time Home Buyers. First time home buyers need help and Jeremy Woodson loves to help people!
The Jumbo Mortgage Loan is also a tricky process and Jumbo Mortgage Loans are one niche that Jeremy Woodson of First United has ample experience with. Having worked in the fast paced call center of Countrywide during the mortgage boom, Jeremy has literally closed thousands upon thousands of mortgages and has always specialzied in the Jumbo Mortgage Loan market. A Jumbo Mortgage Loan in Texas is any loan over the conforming loan limits set by Fannie Mae at $417,000. These loans require higher downpayments, have slightly higher interest rates and have higher credit score and reserve requirements. Obviosuly since the loan amount is high, the income of this clientele must be substantially higher than someone who would qualify for a conforming mortgage.
Jeremy Woodson's greatest challenge at work is when there is a First Time Home Buyer that is purchasing a home with a Jumbo Mortgage Loan. "It sounds tough but its well worth it for both the borrower and the lender!" says Jeremy Woodson.