Owner financed properties. No Banks needed.

  When credit gets tight and lenders aren't lending to people with less then perfect credit (which seems to be most people these days) that leaves us few if any choices. Maybe buyers can pay cash, if they ton of money. Maybe just rent the property until their credit heals. But what few people know about and understand is seller or owner financing. Over the years I have been involved in hundreds of transactions involving seller, owner and/or private financing. It is quite simple. The seller plays the part of the bank and seller finances your dream home. No qualifying is usually needed (maybe the seller just runs a credit report). No appaisals are needed, no underwriting process. No delays, non approvals and funding conditions. Sweet and simple. When we help our clients find these type of seller financed homes in the Mesa and Gilbert AZ area, our clients are amazed at the speed and easiness of the transaction once everyone involved understands the benefits. For an unseasoned broker trying to figure out the complexity of structuring the note, deed of trust and servicing agreement it can be overhelming, but for someone who has done many its as easy as riding a bike. For buyers looking to get back into the housing market in the Mesa and Gilbert Arizona area owner financing for homes can be a great option.